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OkCredit is a part of the Ok network - an ecosystem of apps aimed at digitising small and medium businesses (SMBs) across India. With technology that is simple and easy to access, the startup is solving various pain points in everyday functioning of small business owners, be it tracking their accounts, managing staff at their set-up or the need to go online. Ok network’s first product- OkCredit was launched in 2017 by Harsh Pokharna, Gaurav Kumar and Aditya Prasad. OkCredit has given a complete digital makeover to the traditional register book - ‘Bahi/Udhar Khata’ and made the daily bookkeeping task simpler and effective for millions of small businesses. The app not just helps small businesses keep track of credit transactions – both payments and receivables, it sends timely reminders, and also makes it easier for them to collect and settle balance amounts quickly. The app has seen more than 20 million downloads.